Sometimes the budget is at its limit and there isn't much left over to make dreams come true? A personal loan is the perfect solution to help you in these moments.
Whether it's a remodel, an outfit for the baby, or even paying the remainder of a course, you can count on this extra money when the time comes.
Since the rates are lower than the revolving credit card and overdraft fees, all you have to do is plan to pay your installments.
| Positive points | Negative points |
|---|---|
| There is no need for collateral when contracting your personal credit line | It is necessary to present annual income or any other that may be considered |
| There are thousands of tellers and branches spread across the country, which brings freedom to its applicants | Have a minimum of two years at your current address; if not, your previous address is required |
It is also widely used by people who want to avoid the stores' credit card, since the interest rates of these services are usually very high.
This modality guarantees a financial respite, since it is easier to access than other products.
As the concept itself indicates, there is no specific purpose for personal credit.
Thus, it becomes an option for any kind of person, especially those who are experiencing financial problems or who want to invest in a new life project.
The loan rules vary according to the financial institution. Some customers have a pre-approved line of credit.
For those who do not have this pre-approval, it is enough to negotiate directly the conditions of the contract, such as interest rate and number of installments.
| Benefits | |
|---|---|
|
Sin burocracia
|
No hay burocracia al solicitar un préstamo |
|
Sin gastos ocultos
|
Sin comisiones ocultas por solicitar el préstamo |
|
Referencia
|
Uno de los préstamos más solicitados del mercado |
|
Aprobación
|
Tiene una de las tasas de aprobación más altas del segmento |
An important differential is that any type of professional can apply for personal credit, from self-employed to public servants or employees in the private sector.
The granting of personal credit is fast, but this does not mean that you can choose any institution to get the loan.
As with other services, it is essential that the organization has experience in the market and is able to offer advantages to its customers.
PNC offers not only decades in the financial market, but also a large share in making dreams come true for its customers and employees.
In this publication we will show you the benefits that make PNC the best choice when it comes to personal lines of credit
Accessibility
PNC offers more than 50,000 tellers and branches spread all over the coast, giving all customers peace of mind and geographical freedom.
If you are looking for this and many other comforts and benefits, click the button below and check out more.
I Want My LoanFixed rates
The institution offers fixed rates, guaranteeing tranquility for the applicant and that he/she will not have any unpleasant "surprises" when paying the installments.
No collateral
Unlike other banks, PNC does not require any collateral when applying for a line of credit. This can be a positive point for the applicant, since he/she does not feel insecure about putting his/her property or car in the contract.
All these and other concessions are guaranteed and offered by the institution, if you are looking for quality and reliability without bureaucracy, click on the button below.
I Want My Loan
